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Finance
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- Amortization calculatorCalculate a level loan payment, month-by-month principal and interest, and the effect of an extra monthly payment.
- Annual income calculatorAnnual gross income = hourly rate × paid hours per week × paid weeks per year.
- Annuity calculatorValue a stream of equal payments with end-of-period or beginning-of-period timing.
- Annuity payout calculatorCalculate equal month-end withdrawals that exhaust a balance over a chosen number of months at a constant return.
- Appreciation calculatorProjected value = starting value × (1 + annual change rate) raised to the number of years.
- Auto loan calculatorInclude the down payment, trade equity and financed costs.
- Average return calculatorCompare the arithmetic mean of periodic returns with their compound, geometric return.
- Basis point calculatorOne basis point equals one hundredth of a percentage point. Divide basis points by 100.
- Black scholes calculatorCalculate theoretical European call and put values with the Black–Scholes model and your volatility, rate and dividend assumptions.
- Bond price calculatorDiscount level coupons and principal to price a bond on a coupon payment date.
- Budget calculatorCheck whether your income covers expenses and a savings target.
- Calculate APYAPY = ((1 + nominal annual rate ÷ compounds per year)^compounds per year − 1) × 100.
- Calculate CAGRCAGR = ((ending value ÷ starting value)^(1 ÷ years) − 1) × 100.
- Calculate DTIDTI = total monthly debt payments ÷ gross monthly income × 100.
- Calculate LTVLoan-to-value ratio = loan balance ÷ property value × 100.
- Calculate ROICompare your total gain or loss with the amount invested.
- Calculate VATVAT-inclusive amount = VAT-exclusive price × (1 + VAT rate ÷ 100).
- Canadian mortgage calculatorConvert a nominal rate compounded semiannually to a monthly rate, then calculate the level mortgage payment.
- Car depreciation calculatorApply a constant percentage depreciation assumption to a vehicle’s present value.
- Car lease calculatorEstimate a conventional lease payment from adjusted cost, residual, term and money factor.
- Cash back or low interest calculatorCompare a financed rebate offer with a different-rate offer over the same loan term.
- CD calculatorEstimate a certificate of deposit’s maturity balance from the deposit, quoted APY and term in months.
- CD ladder calculatorProject each certificate-of-deposit rung at its own maturity using its deposit, APY and term.
- Closing cost calculatorAdd your down payment and itemized closing amounts, then subtract deposits and credits already applied.
- College cost calculatorProject college costs year by year using your current annual cost and assumed increase.
- College savings calculatorFind the month-end contribution needed to reach your chosen education fund target.
- Compound interest calculatorSee how your balance grows with compound interest.
- Credit card interest calculatorEstimate a cycle’s interest as average daily balance × annual rate/divisor × days charged.
- Credit card payoff calculatorEstimate payoff time for a balance with a fixed monthly payment and no new purchases.
- Debt payoff vs invest calculatorCompare compound investment growth with compound interest avoided by paying down the same lump sum.
- Depreciation calculatorStraight-line depreciation divides cost minus salvage value evenly over useful life.
- Down payment calculatorDown payment = purchase price × down payment percentage ÷ 100.
- Emergency fund calculatorTarget reserve = essential monthly expenses × months of coverage. Subtract what you already saved.
- Equipment lease vs buy calculatorCompare lease-payment present value with purchase cost minus discounted resale proceeds.
- Fair rent split calculatorSplit a two-person rent bill according to weights you agree on, such as income or room value.
- Finance trackerTotal a private list of money received and spent, with an opening and closing balance.
