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Rent calculator

Subtract other spending, planned savings and non-rent housing costs from take-home income.

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Rent calculator processes your input in this browser. Inputs and results are excluded from analytics. Recent tools save tool names, visit counts and last-visit times. Saved tools store only their names. Draft saving is optional and stays on this device; delete saved text with the draft controls. Loading text from a URL is optional and contacts that server; its URL and your IP address are visible to the server. An optional “Use in” action keeps a handoff in this tab. The next tool removes it on arrival and ignores it if more than a minute has passed.

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More inputs and assumptions

Answer

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Subtract other spending, planned savings and non-rent housing costs from take-home income.

More results
Precision and calculation record
Rounding changes displayed numbers, not the calculation. Text, fractions, matrices and CSV schedules keep their own formatting. Automatic keeps up to 12 significant digits, with money shown to cents where applicable.
Saved scenario
Save the current answer, then change an input to compare. This clears when you leave.
Formula and assumptions
Remaining rent budget = income − expenses − savings − other housing costs. This is your stated budget, not a landlord qualification rule or a recommended income percentage. Negative balances are shown separately.
Automatic precision shows numbers to 12 significant digits. Thousands separators such as 1,000 are accepted; use a dot for decimals.
Scratch calculator
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Updated 
Using Rent calculator
Subtract other spending, planned savings and non-rent housing costs from take-home income.
Remaining rent budget = income − expenses − savings − other housing costs. This is your stated budget, not a landlord qualification rule or a recommended income percentage. Negative balances are shown separately.
Next: Budget calculator
Next: House affordability calculator
A worked example
Example inputs: monthly take-home income = 4000, other monthly expenses = 2000, monthly savings target = 500, utilities and housing costs beyond rent = 200. Rent remaining within your budget = 1300.
Before you use the result
Remaining rent budget = income − expenses − savings − other housing costs. This is your stated budget, not a landlord qualification rule or a recommended income percentage. Negative balances are shown separately.
Example results for monthly take-home income
These examples use Other monthly expenses: 2000; Monthly savings target: 500; Utilities and housing costs beyond rent: 200. They are reference calculations, not recommended settings.
Monthly take-home incomeRent remaining within your budget
20000
40001300
80005300
Cite this page
ToolOctopus. “Rent calculator.” Updated 2026-09-26. https://tooloctopus.com/rent-calculator.
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