tooloctopus.

Finance tracker

Total a private list of money received and spent, with an opening and closing balance.

On your device · No account
Privacy details

Finance tracker processes your input in this browser. Inputs and results are excluded from analytics. Recent tools save tool names, visit counts and last-visit times. Saved tools store only their names. Draft saving is optional and stays on this device; delete saved text with the draft controls. Loading text from a URL is optional and contacts that server; its URL and your IP address are visible to the server. An optional “Use in” action keeps a handoff in this tab. The next tool removes it on arrival and ignores it if more than a minute has passed.

Copy link includes the inputs you choose to share in the address. Anyone with that link can reopen them. Files and generated results are excluded. Password and key tools share settings only.

Answer

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Total a private list of money received and spent, with an opening and closing balance.

More results
Precision and calculation record
Rounding changes displayed numbers, not the calculation. Text, fractions, matrices and CSV schedules keep their own formatting. Automatic keeps up to 12 significant digits, with money shown to cents where applicable.
Saved scenario
Save the current answer, then change an input to compare. This clears when you leave.
Formula and assumptions
Use positive amounts for money in and negative amounts for money out, all in one currency. Enter one label, signed amount per line without thousands separators. This session does not persist or connect to a bank. Download the receipt before leaving if you want to keep it.
Automatic precision shows numbers to 12 significant digits. Thousands separators such as 1,000 are accepted; use a dot for decimals.
Scratch calculator
Use +, −, ×, ÷, parentheses and %. A percentage is divided by 100. This does not change the main tool.
Reset reloads the tool with its starting values and releases open files and device controls. Saved drafts stay on this device until you delete them.
Links include your inputs and settings. Anyone with the link can see them, so leave out private text. Files and generated results are left out; random draws run again.
Keyboard shortcuts
Updated 
Using Finance tracker
Total a private list of money received and spent, with an opening and closing balance.
Use positive amounts for money in and negative amounts for money out, all in one currency. Enter one label, signed amount per line without thousands separators. This session does not persist or connect to a bank. Download the receipt before leaving if you want to keep it.
Next: Budget calculator
A worked example
Example inputs: transactions: label, signed amount = Pay, 2000
Rent, -800
Groceries, -200, opening balance = 500. Net cash movement = 1000.
Before you use the result
Use positive amounts for money in and negative amounts for money out, all in one currency. Enter one label, signed amount per line without thousands separators. This session does not persist or connect to a bank. Download the receipt before leaving if you want to keep it.
Cite this page
ToolOctopus. “Finance tracker.” Updated 2026-09-26. https://tooloctopus.com/finance-tracker.
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