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Paycheck calculator

Estimate your 2026 US paycheck after federal withholding, Social Security, Medicare and the deductions you enter.

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More inputs and assumptions

Answer

…

Net pay = gross pay − deductions − federal withholding − Social Security − Medicare − state and local withholding.

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Precision and calculation record
Rounding changes displayed numbers, not the calculation. Text, fractions, matrices and CSV schedules keep their own formatting. Automatic keeps up to 12 significant digits, with money shown to cents where applicable.
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Formula and assumptions
2026 US regular employee pay, using a 2020-or-later W-4 and IRS Worksheet 1A. Enter state/local withholding yourself. This is an estimate, not payroll filing software. Excludes supplemental wages, nonresident-alien adjustments, tipped wages, pre-2020 W-4s and tax-exempt payroll. Benefits are subtracted from both income-tax and FICA wages; traditional 401(k) contributions reduce income-tax wages only.
Automatic precision shows money to two decimal places and other numbers to 12 significant digits. Thousands separators such as 1,000 are accepted; use a dot for decimals.
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Updated 
Using Paycheck calculator
Net pay = gross pay − deductions − federal withholding − Social Security − Medicare − state and local withholding.
2026 US regular employee pay, using a 2020-or-later W-4 and IRS Worksheet 1A. Enter state/local withholding yourself. This is an estimate, not payroll filing software. Excludes supplemental wages, nonresident-alien adjustments, tipped wages, pre-2020 W-4s and tax-exempt payroll. Benefits are subtracted from both income-tax and FICA wages; traditional 401(k) contributions reduce income-tax wages only.
Next: Income tax calculator
Next: Annual income calculator
A worked example
With $2,600 gross pay every two weeks, a single W-4 with no adjustments and no other deductions, federal withholding is $232.38, Social Security $161.20 and Medicare $37.70. Estimated net pay is $2,168.72.
Before you use the result
2026 US regular employee pay, using a 2020-or-later W-4 and IRS Worksheet 1A. Enter state/local withholding yourself. This is an estimate, not payroll filing software. Excludes supplemental wages, nonresident-alien adjustments, tipped wages, pre-2020 W-4s and tax-exempt payroll. Benefits are subtracted from both income-tax and FICA wages; traditional 401(k) contributions reduce income-tax wages only.
Example results for gross pay this period (usd)
These examples use Pay frequency: Every two weeks; W-4 filing status: Single; Traditional 401(k) this period (USD): 0; Benefits exempt from income tax and FICA (USD): 0; Other after-tax deductions (USD): 0; Social Security wages before this pay (USD): 0; Medicare wages before this pay (USD): 0; W-4 Step 2 checkbox: Not checked; W-4 Step 3 annual credits (USD): 0; W-4 Step 4(a) annual other income (USD): 0; W-4 Step 4(b) annual deductions (USD): 0; W-4 Step 4(c) extra withholding per pay (USD): 0; State and local withholding per pay (USD): 0. They are reference calculations, not recommended settings.
Gross pay this period (USD)Net pay (USD)
13001,128.40
26002,168.72
52003,987.51
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ToolOctopus. “Paycheck calculator.” Updated 2026-09-29. https://tooloctopus.com/paycheck-calculator.
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