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Net worth calculator

Net worth = total assets − total liabilities.

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Net worth calculator processes your input in this browser. Inputs and results are excluded from analytics. Recent tools save tool names, visit counts and last-visit times. Saved tools store only their names. Draft saving is optional and stays on this device; delete saved text with the draft controls. Loading text from a URL is optional and contacts that server; its URL and your IP address are visible to the server. An optional “Use in” action keeps a handoff in this tab. The next tool removes it on arrival and ignores it if more than a minute has passed.

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Answer

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Net worth = total assets − total liabilities.

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Precision and calculation record
Rounding changes displayed numbers, not the calculation. Text, fractions, matrices and CSV schedules keep their own formatting. Automatic keeps up to 12 significant digits, with money shown to cents where applicable.
Step-by-step calculation
Inputs are substituted below. Each line evaluates the next operation; intermediate values are displayed to 12 significant digits while the calculation uses full precision.
    Saved scenario
    Save the current answer, then change an input to compare. This clears when you leave.
    Formula and assumptions
    Value assets and liabilities as of the same date. Use your own values; no appraisal, tax or currency conversion is implied.
    Automatic precision shows money to two decimal places and other numbers to 12 significant digits. Thousands separators such as 1,000 are accepted; use a dot for decimals.
    Scratch calculator
    Use +, −, ×, ÷, parentheses and %. A percentage is divided by 100. This does not change the main tool.
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    Updated 
    Using Net worth calculator
    Net worth = total assets − total liabilities.
    Value assets and liabilities as of the same date. Use your own values; no appraisal, tax or currency conversion is implied.
    Next: Budget calculator
    A worked example
    With total assets = 250000, total liabilities = 100000, the net worth is 150,000.00 (rounded to two decimal places).
    Next: Annual income calculator
    Before you use the result
    Value assets and liabilities as of the same date. Use your own values; no appraisal, tax or currency conversion is implied. Calculations keep full browser-number precision. Money amounts are displayed to two decimal places; other results use up to 12 significant digits. Very large values may lose precision.
    Example results for total assets
    These examples use Total liabilities: 100000. They are reference calculations, not recommended settings.
    Total assetsNet worth
    12500025,000.00
    250000150,000.00
    500000400,000.00
    Cite this page
    ToolOctopus. “Net worth calculator.” Updated 2026-09-26. https://tooloctopus.com/net-worth-calculator.
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