Present value calculator

Present value = future amount ÷ (1 + discount rate per period)^periods.

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Future amount

Discount rate per period (%)

More inputs and assumptions

Periods

Answer

…

Present value = future amount ÷ (1 + discount rate per period)^periods.

More results

Precision and calculation record

Decimal places in numeric results and text downloads

Rounding changes displayed numbers, not the calculation. Text, fractions, matrices and CSV schedules keep their own formatting. Automatic keeps up to 12 significant digits, with money shown to cents where applicable.

Step-by-step calculation

Inputs are substituted below. Each line evaluates the next operation; intermediate values are displayed to 12 significant digits while the calculation uses full precision.

Saved scenario

Save the current answer, then change an input to compare. This clears when you leave.

Formula and assumptions

Use the same interval for rate and periods. The rate is your assumption; this is not a market valuation or guaranteed investment return.

Automatic precision shows money to two decimal places and other numbers to 12 significant digits. Thousands separators such as 1,000 are accepted; use a dot for decimals.

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Updated 2026-09-26

Using Present value calculator

Present value = future amount ÷ (1 + discount rate per period)^periods.

Use the same interval for rate and periods. The rate is your assumption; this is not a market valuation or guaranteed investment return.

Next: Future value calculator

A worked example

With future amount = 1210, discount rate per period (%) = 10, periods = 2, the present value is 1,000.00 (rounded to two decimal places).

Next: Calculate APY

Before you use the result

Use the same interval for rate and periods. The rate is your assumption; this is not a market valuation or guaranteed investment return. Calculations keep full browser-number precision. Money amounts are displayed to two decimal places; other results use up to 12 significant digits. Very large values may lose precision.

Example results for future amount

These examples use Discount rate per period (%): 10; Periods: 2. They are reference calculations, not recommended settings.

Future amount	Present value
605	500.00
1210	1,000.00
2420	2,000.00

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