MAGI calculator for Marketplace income

Calculate Marketplace MAGI by adding tax-exempt interest, non-taxable Social Security and excluded foreign income to AGI.

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More inputs and assumptions

Answer

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Calculate Marketplace MAGI by adding tax-exempt interest, non-taxable Social Security and excluded foreign income to AGI.

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Rounding changes displayed numbers, not the calculation. Text, fractions, matrices and CSV schedules keep their own formatting. Automatic keeps up to 12 significant digits, with money shown to cents where applicable.

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Formula and assumptions

This is the health-insurance Marketplace definition for one person, not the Roth IRA or Medicare definition. Add only amounts excluded from AGI, without double counting. Do not add Supplemental Security Income (SSI). Household eligibility also depends on whose income must be included; this tool does not calculate a subsidy or determine eligibility.

Automatic precision shows numbers to 12 significant digits. Thousands separators such as 1,000 are accepted; use a dot for decimals.

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Using MAGI calculator

Calculate Marketplace MAGI by adding tax-exempt interest, non-taxable Social Security and excluded foreign income to AGI.

This is the health-insurance Marketplace definition for one person, not the Roth IRA or Medicare definition. Add only amounts excluded from AGI, without double counting. Do not add Supplemental Security Income (SSI). Household eligibility also depends on whose income must be included; this tool does not calculate a subsidy or determine eligibility.

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A worked example

For annual adjusted gross income (usd) = 50000, tax-exempt interest (usd) = 500, non-taxable social security benefits (usd) = 2000, excluded foreign income (usd) = 1000, marketplace magi (usd) = 53500.

Before you use the result

This is the health-insurance Marketplace definition for one person, not the Roth IRA or Medicare definition. Add only amounts excluded from AGI, without double counting. Do not add Supplemental Security Income (SSI). Household eligibility also depends on whose income must be included; this tool does not calculate a subsidy or determine eligibility.

Example results for annual adjusted gross income (usd)

These examples use Tax-exempt interest (USD): 500; Non-taxable Social Security benefits (USD): 2000; Excluded foreign income (USD): 1000. They are reference calculations, not recommended settings.

Annual adjusted gross income (USD)Marketplace MAGI (USD)
2500028500
5000053500
100000103500
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ToolOctopus. “MAGI calculator for Marketplace income.” Updated 2026-10-03. https://tooloctopus.com/magi-calculator.

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