Down payment calculator

Down payment = purchase price × down payment percentage ÷ 100.

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Down payment calculator processes your input in this browser. Inputs and results are excluded from analytics. Recent tools save tool names, visit counts and last-visit times. Saved tools store only their names. Draft saving is optional and stays on this device; delete saved text with the draft controls. Loading text from a URL is optional and contacts that server; its URL and your IP address are visible to the server. An optional “Use in” action keeps a handoff in this tab. The next tool removes it on arrival and ignores it if more than a minute has passed.

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Purchase price

Down payment (%)

Answer

…

Down payment = purchase price × down payment percentage ÷ 100.

More results

Precision and calculation record

Decimal places in numeric results and text downloads

Rounding changes displayed numbers, not the calculation. Text, fractions, matrices and CSV schedules keep their own formatting. Automatic keeps up to 12 significant digits, with money shown to cents where applicable.

Step-by-step calculation

Inputs are substituted below. Each line evaluates the next operation; intermediate values are displayed to 12 significant digits while the calculation uses full precision.

Saved scenario

Save the current answer, then change an input to compare. This clears when you leave.

Formula and assumptions

This is the cash applied to the price only. Closing costs, deposits, fees and financing eligibility are not included.

Automatic precision shows money to two decimal places and other numbers to 12 significant digits. Thousands separators such as 1,000 are accepted; use a dot for decimals.

Scratch calculator

Check another calculation

Use +, −, ×, ÷, parentheses and %. A percentage is divided by 100. This does not change the main tool.

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Updated 2026-09-26

Using Down payment calculator

Down payment = purchase price × down payment percentage ÷ 100.

This is the cash applied to the price only. Closing costs, deposits, fees and financing eligibility are not included.

Next: Calculate LTV

A worked example

With purchase price = 300000, down payment (%) = 20, the down payment amount is 60,000.00 (rounded to two decimal places).

Next: Loan calculator

Before you use the result

This is the cash applied to the price only. Closing costs, deposits, fees and financing eligibility are not included. Calculations keep full browser-number precision. Money amounts are displayed to two decimal places; other results use up to 12 significant digits. Very large values may lose precision.

Example results for purchase price

These examples use Down payment (%): 20. They are reference calculations, not recommended settings.

Purchase price	Down payment amount
150000	30,000.00
300000	60,000.00
600000	120,000.00

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ToolOctopus. “Down payment calculator.” Updated 2026-09-26. https://tooloctopus.com/down-payment-calculator.

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