Get the numbers right
Finance · Page 2
Explore amounts, rates and payment scenarios with your own assumptions.
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- Financial calculatorProject a balance with regular contributions and your own rate.
- Fire calculatorTranslate a spending gap into a portfolio target using your chosen withdrawal-rate assumption.
- Future value calculatorFuture value = present amount × (1 + rate per period)^periods.
- Future value of annuity calculatorAn ordinary annuity’s future value = payment × ((1 + rate)^payments − 1) ÷ rate. At zero rate, multiply payment by count.
- Heloc calculatorCompare interest-only carrying cost with an amortizing payment on a drawn credit-line balance.
- House affordability calculatorTranslate your monthly housing budget into a property price using your loan, down-payment and other-cost assumptions.
- Inflation calculatorProject an amount forward at your chosen constant inflation rate and see the purchasing power of unchanged cash.
- Interest rate calculatorSolve the fixed monthly interest rate implied by a principal, payment and payment count.
- IRR calculatorFind the discount rate that makes net present value zero for an initial investment followed by nonnegative returns.
- Lease vs buy car calculatorCompare equal-duration lease and purchase scenarios after resale value and remaining purchase debt.
- Life insurance calculatorAdd the income, debts and expenses you want to cover, then subtract available savings and existing life insurance.
- Loan calculatorEstimate a fixed monthly payment and total interest.
- Loan comparison calculatorCompare two fixed-rate loans for the same principal using their monthly payments and total outlay including upfront fees.
- Mortgage calculatorEstimate principal, interest and housing costs together.
- Net effective rent calculatorEffective monthly rent = (total contracted rent − concessions) ÷ lease months.
- Net operating income calculatorNet operating income = operating revenue − operating expenses.
- Net present value calculatorDiscount each cash flow back to time zero using one rate per equally spaced period.
- Net worth calculatorNet worth = total assets − total liabilities.
- Pay raise calculatorPay change = (new pay − current pay) ÷ current pay × 100.
- Present value calculatorPresent value = future amount ÷ (1 + discount rate per period)^periods.
- Present value of annuity calculatorOrdinary annuity present value = payment × (1 − (1 + rate)^−payments) ÷ rate.
- Property management cost calculatorManagement cost = collected rent × management percentage + fixed monthly charges.
- Prorated rent calculatorProrated rent = full-period rent × chargeable days ÷ billing-period days.
- Refinance calculatorCompare the remaining payment schedule with a new loan for the same balance and your refinance costs.
- Rent calculatorSubtract other spending, planned savings and non-rent housing costs from take-home income.
- Rent vs buy calculatorCompare home equity after sale with the renter’s investment balance while matching both scenarios’ cash-flow budgets.
- Rental property roi calculatorCompare rental cash flow, cash-on-cash return and capitalization rate using your rent and expense assumptions.
- Retirement calculatorProject a retirement balance from current savings and monthly contributions, then adjust it for your inflation assumption.
- Retirement withdrawal calculatorEstimate how long savings support a fixed withdrawal at a constant annual return.
- Return on equity calculatorReturn on equity = net income ÷ average shareholder equity × 100.
- Rule of 72 calculatorCompare the rule of 72’s quick doubling estimate with exact annual compound growth.
- Sales tax calculatorTotal with sales tax = taxable price × (1 + tax rate ÷ 100).
- Savings goal calculatorTurn a savings target into a monthly contribution.
- Simple interest calculatorSimple interest = principal × annual rate × years ÷ 100. Final amount adds principal.
- Stock average calculatorCombine an existing holding with an additional purchase.
- Stock profit calculatorWork out a trade’s gain or loss after transaction fees.
